.risk-management,.risk-management *,.risk-management :before,.risk-management :after{box-sizing:border-box;margin:0;padding:0}.risk-management{--blue:#003780;--blue-dark:#002a61;--blue-light:#0050b3;--green:#328645;--green-light:#3da655;--green-dark:#266b36;--white:#fff;--gray-50:#f8fafc;--gray-100:#f1f5f9;--gray-200:#e2e8f0;--gray-300:#cbd5e1;--gray-400:#94a3b8;--gray-500:#64748b;--gray-600:#475569;--gray-700:#334155;--gray-800:#1e293b;--gray-900:#0f172a;--shadow-sm:0 1px 2px #0000000d;--shadow-md:0 4px 6px -1px #0000001a, 0 2px 4px -2px #0000001a;--shadow-lg:0 10px 15px -3px #0000001a, 0 4px 6px -4px #0000001a;--shadow-xl:0 20px 25px -5px #0000001a, 0 8px 10px -6px #0000001a;--radius-sm:6px;--radius-md:10px;--radius-lg:16px;--radius-xl:24px;--transition:all .3s cubic-bezier(.4, 0, .2, 1);--max-width:1200px}.risk-management .section{padding:50px 0}.risk-management .section-alt{background:var(--gray-50)}.risk-management .section-header{text-align:center;max-width:720px;margin:0 auto 56px}.risk-management .section-label{text-transform:uppercase;letter-spacing:1.5px;color:var(--green);align-items:center;gap:8px;margin-bottom:16px;font-size:.8rem;font-weight:700;display:inline-flex}.risk-management .section-label:before,.section-label:after{content:"";background:var(--green);border-radius:2px;width:24px;height:2px}.risk-management .section-header h2{color:#003781;letter-spacing:-.3px;margin-bottom:16px;font-size:clamp(1.75rem,3.5vw,2.5rem);font-weight:800;line-height:1.2}.risk-management .section-header p{color:var(--gray-500);font-size:1.05rem;line-height:1.7}.risk-management .container{max-width:var(--max-width);margin:0 auto;padding:0 24px}@media (min-width:768px){.risk-management .container{padding:0 40px}}@media (min-width:1024px){.risk-management .container{padding:0 48px}}.risk-management .btn-primary{color:#fff;cursor:pointer;background:#0b3d91;border:none;border-radius:6px;justify-content:center;align-items:center;gap:8px;padding:14px 28px;font-size:15px;font-weight:600;transition:all .3s cubic-bezier(.4,0,.2,1);display:inline-flex;position:relative;overflow:hidden}.risk-management .btn-primary:before{content:"";opacity:0;background:#082d6e;transition:opacity .3s cubic-bezier(.4,0,.2,1);position:absolute;inset:0}.risk-management .btn-primary:hover{transform:translateY(-2px);box-shadow:0 8px 25px #0b3d914d}.risk-management .btn-primary:hover:before{opacity:1}.risk-management .btn-primary span,.btn-primary i{z-index:1;position:relative}.risk-management .btn-sm{padding:8px 18px;font-size:14px}.risk-management .btn-accent{color:#fff;cursor:pointer;background:linear-gradient(135deg,#1f7632 0%,#4cb563 100%);border:none;border-radius:6px;justify-content:center;align-items:center;gap:8px;padding:14px 28px;font-size:15px;font-weight:600;transition:all .3s cubic-bezier(.4,0,.2,1);display:inline-flex;position:relative;overflow:hidden}.risk-management .btn-accent:hover{transform:translateY(-2px);box-shadow:0 8px 25px #f57c0059}.risk-management .btn-green{background:var(--cn-green);color:#fff;box-shadow:0 6px 16px #32864538}.risk-management .btn-green:hover{background:var(--cn-green-600);color:#fff;transform:translateY(-1px)}.risk-management .btn-outline{color:var(--cn-blue);border-color:var(--cn-blue-100);background:0 0}.risk-management .btn-outline:hover{background:var(--cn-blue-50);color:var(--cn-blue);border-color:var(--cn-blue)}.risk-management .btn-light{color:var(--cn-blue);box-shadow:var(--shadow-sm);background:#fff}.risk-management .btn-light:hover{box-shadow:var(--shadow-md);color:var(--cn-blue);transform:translateY(-1px)}.risk-management .btn-lg{padding:15px 28px;font-size:15.5px}.risk-management .hero{background:linear-gradient(170deg,#f5f9ff 0%,#e3f2fd 40%,#f0f4fa 100%);padding:120px 0 40px;position:relative;overflow:hidden}.risk-management .hero-grid{grid-template-columns:1.05fr 1fr;align-items:center;gap:56px;display:grid}.risk-management .hero-eyebrow{border:1px solid var(--cn-blue-100);border-radius:var(--radius-pill);color:var(--cn-blue);letter-spacing:.06em;text-transform:uppercase;box-shadow:var(--shadow-sm);background:#fff;align-items:center;gap:10px;margin-bottom:22px;padding:7px 16px;font-size:12.5px;font-weight:600;display:inline-flex}.risk-management .hero-eyebrow .badge-dot{background:var(--cn-green);border-radius:50%;width:8px;height:8px;box-shadow:0 0 0 4px #3286452e}.risk-management .hero h1{color:#041c3c;letter-spacing:-1.5px;margin-bottom:16px;font-size:38px;font-weight:900;line-height:1.08}.risk-management .hero h1 .accent{color:var(--cn-green)}.risk-management .hero p.lead{color:var(--cn-ink-soft);max-width:560px;margin-bottom:28px;font-size:18px}.risk-management .hero-actions{flex-wrap:wrap;gap:14px;margin-bottom:32px;display:flex}.risk-management .hero-meta{border-top:1px solid var(--cn-line);flex-wrap:wrap;gap:22px 30px;padding-top:22px;display:flex}.risk-management .hero-meta .item .num{color:var(--cn-blue);font-size:22px;font-weight:800}.risk-management .hero-meta .item .lbl{color:var(--cn-muted);font-size:13px}.risk-management .hero-visual{position:relative}.risk-management .hero-visual .frame{border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);border:1px solid var(--cn-line);background:#fff;overflow:hidden}.risk-management .hero-visual .frame img{width:100%;display:block}.risk-management .hero-visual .float-card{box-shadow:var(--shadow-md);border:1px solid var(--cn-line);background:#fff;border-radius:14px;align-items:center;gap:10px;padding:12px 14px;display:flex;position:absolute}.risk-management .hero-visual .float-card .icon{color:#fff;border-radius:10px;place-items:center;width:36px;height:36px;display:grid}.risk-management .hero-visual .float-card .icon.green{background:var(--cn-green)}.risk-management .hero-visual .float-card .icon.blue{background:var(--cn-blue)}.risk-management .hero-visual .float-card .ttl{color:var(--cn-ink);font-size:13px;font-weight:700;line-height:1.2}.risk-management .hero-visual .float-card .sub{color:var(--cn-muted);font-size:11.5px}.risk-management .hero-visual .float-card.fc-1{top:-16px;left:-16px}.risk-management .hero-visual .float-card.fc-2{bottom:-18px;right:-10px}.risk-management .importance-section{padding:96px 0}.risk-management .importance-content{max-width:800px;margin:0 auto}.risk-management .importance-content>p{color:var(--gray-600);margin-bottom:20px;font-size:1.08rem;line-height:1.8}.risk-management .issues-list{gap:12px;margin:28px 0 32px;padding:0;list-style:none;display:grid}.risk-management .issues-list li{background:var(--white);border-radius:var(--radius-md);border:1px solid var(--gray-200);transition:var(--transition);color:var(--gray-700);align-items:flex-start;gap:14px;padding:16px 20px;font-size:.98rem;display:flex}.risk-management .issues-list li:hover{border-color:var(--blue);box-shadow:var(--shadow-sm);transform:translate(4px)}.risk-management .issues-list li svg{fill:none;width:22px;height:22px;stroke:var(--blue);stroke-width:2px;stroke-linecap:round;stroke-linejoin:round;flex-shrink:0;margin-top:1px}.risk-management .importance-highlight{border-left:4px solid var(--blue);border-radius:0 var(--radius-md) var(--radius-md) 0;color:var(--gray-700);background:linear-gradient(135deg,#0037800a,#3286450a);padding:24px 28px;font-size:1.05rem;font-weight:500;line-height:1.7}.risk-management .why-section{background:var(--white);padding:96px 0;position:relative}.risk-management .why-section .section-label{color:var(--green)}.risk-management .why-section .section-label:before,.risk-management .why-section .section-label:after{background:var(--green)}.risk-management .why-section .section-header h2{color:#003781}.risk-management .why-section .section-header p{color:var(--gray-500)}.risk-management .why-section-lead{text-align:center;color:var(--gray-600);z-index:2;max-width:720px;margin:0 auto 40px;font-size:1.02rem;line-height:1.7;position:relative}.risk-management .why-grid{z-index:2;grid-template-columns:1fr;gap:24px;display:grid;position:relative}@media (min-width:640px){.risk-management .why-grid{grid-template-columns:1fr 1fr}}@media (min-width:1024px){.risk-management .why-grid{grid-template-columns:repeat(3,1fr)}}.risk-management .why-card{background:var(--white);border:1px solid var(--gray-200);border-radius:var(--radius-lg);transition:var(--transition);padding:28px}.risk-management .why-card:hover{border-color:var(--blue);box-shadow:var(--shadow-lg);transform:translateY(-4px)}.risk-management .why-card-icon{color:#fff;background:linear-gradient(135deg,#2563eb,#1d4ed8);border-radius:12px;justify-content:center;align-items:center;width:56px;height:56px;margin-bottom:18px;display:flex}.risk-management .why-card-icon svg{color:#fff;width:24px;height:24px}.risk-management .why-card p{color:var(--gray-600);font-size:.95rem;line-height:1.65}.risk-management .why-conclusion{z-index:2;text-align:center;background:var(--gray-50);border:1px solid var(--gray-200);border-radius:var(--radius-lg);color:var(--gray-700);margin-top:48px;padding:32px 40px;font-size:1.05rem;line-height:1.7;position:relative}.risk-management .benefits-grid{grid-template-columns:1fr;gap:24px;display:grid}@media (min-width:640px){.risk-management .benefits-grid{grid-template-columns:1fr 1fr}}@media (min-width:1024px){.risk-management .benefits-grid{grid-template-columns:repeat(3,1fr)}}.risk-management .benefit-card{background:var(--white);border:1px solid var(--gray-200);border-radius:var(--radius-lg);transition:var(--transition);padding:32px;position:relative;overflow:hidden}.risk-management .benefit-card:before{content:"";background:linear-gradient(90deg, var(--blue), var(--green));transform-origin:0;height:4px;transition:var(--transition);position:absolute;top:0;left:0;right:0;transform:scaleX(0)}.risk-management .benefit-card:hover:before{transform:scaleX(1)}.risk-management .benefit-card:hover{border-color:var(--blue);box-shadow:var(--shadow-lg);transform:translateY(-4px)}.risk-management .benefit-icon{border-radius:var(--radius-md);width:56px;height:56px;transition:var(--transition);background:linear-gradient(135deg,#00378014,#00378026);justify-content:center;align-items:center;margin-bottom:20px;display:flex}.risk-management .benefit-card:hover .benefit-icon{background:linear-gradient(135deg, var(--blue), var(--blue-light))}.risk-management .benefit-icon svg{fill:none;width:28px;height:28px;stroke:var(--blue);stroke-width:1.8px;stroke-linecap:round;stroke-linejoin:round;transition:var(--transition)}.risk-management .benefit-card:hover .benefit-icon svg{stroke:var(--white)}.risk-management .benefit-card h3{color:var(--gray-900);margin-bottom:10px;font-size:1.15rem;font-weight:700}.risk-management .benefit-card p{color:var(--gray-500);font-size:.95rem;line-height:1.65}.risk-management .process-section{background:var(--gray-50)}.risk-management .process-grid{grid-template-columns:1fr;gap:0;position:relative}@media (min-width:768px){.risk-management .process-grid{grid-template-columns:1fr 1fr;gap:40px}}@media (min-width:1024px){.risk-management .process-grid{grid-template-columns:1fr 1fr;align-items:center;gap:60px}}.risk-management .process-steps{flex-direction:column;gap:8px;display:flex}.risk-management .process-step{background:var(--white);border-radius:var(--radius-md);border:1px solid var(--gray-200);transition:var(--transition);cursor:default;gap:18px;padding:20px;display:flex}.risk-management .process-step:hover{border-color:var(--blue);box-shadow:var(--shadow-md);transform:translate(6px)}.risk-management .step-number{background:var(--blue);width:40px;height:40px;color:var(--white);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;font-size:.95rem;font-weight:700;display:flex}.risk-management .step-content h4{color:var(--gray-900);margin-bottom:4px;font-size:1rem;font-weight:700}.risk-management .step-content p{color:var(--gray-500);font-size:.92rem;line-height:1.6}.risk-management .process-image{border-radius:var(--radius-lg);box-shadow:var(--shadow-xl);border:1px solid var(--gray-200);position:relative;overflow:hidden}.risk-management .process-image img{width:100%;height:auto;display:block}.risk-management .characteristics-grid{grid-template-columns:1fr;gap:20px;display:grid}@media (min-width:640px){.risk-management .characteristics-grid{grid-template-columns:1fr 1fr}}.risk-management .characteristic-card{background:var(--white);border:1px solid var(--gray-200);border-radius:var(--radius-md);transition:var(--transition);gap:18px;padding:24px;display:flex}.risk-management .characteristic-card:hover{border-color:var(--green);box-shadow:var(--shadow-md);transform:translateY(-2px)}.risk-management .characteristic-icon{border-radius:12px;flex-shrink:0;justify-content:center;align-items:center;width:56px;min-width:56px;height:56px;min-height:56px;display:flex}.risk-management .characteristic-icon svg{stroke:#fff;color:#fff;width:28px;height:28px}.risk-management .characteristic-card h4{color:var(--gray-900);margin-bottom:6px;font-size:1.02rem;font-weight:700}.risk-management .characteristic-card p{color:var(--gray-500);font-size:.92rem;line-height:1.6}.risk-management .char-image-band{padding:64px 0 0;overflow:hidden}.risk-management .char-image-row{grid-template-columns:1fr;gap:24px}@media (min-width:768px){.risk-management .char-image-row{grid-template-columns:1.5fr 1fr}}.risk-management .char-image-row img{border-radius:var(--radius-lg);width:100%;height:auto;box-shadow:var(--shadow-lg);object-fit:cover;display:block}.risk-management .results-section{background:linear-gradient(180deg, var(--gray-50) 0%, var(--white) 100%)}.risk-management .results-grid{grid-template-columns:1fr;gap:24px;display:grid}@media (min-width:640px){.risk-management .results-grid{grid-template-columns:1fr 1fr}}@media (min-width:1024px){.risk-management .results-grid{grid-template-columns:repeat(4,1fr)}}.risk-management .result-card{text-align:center;background:var(--white);border:1px solid var(--gray-200);border-radius:var(--radius-lg);transition:var(--transition);padding:36px 24px;position:relative;overflow:hidden}.risk-management .result-card:after{content:"";background:linear-gradient(90deg, var(--blue), var(--green));height:4px;transition:var(--transition);position:absolute;bottom:0;left:0;right:0;transform:scaleX(0)}.risk-management .result-card:hover:after{transform:scaleX(1)}.risk-management .result-card:hover{box-shadow:var(--shadow-lg);transform:translateY(-6px)}.risk-management .result-icon{background:linear-gradient(135deg,#00378014,#32864514);border-radius:50%;justify-content:center;align-items:center;width:64px;height:64px;margin:0 auto 20px;display:flex}.risk-management .result-icon svg{fill:none;width:28px;height:28px;stroke:var(--blue);stroke-width:1.8px;stroke-linecap:round;stroke-linejoin:round}.risk-management .result-card h3{color:var(--gray-900);margin-bottom:12px;font-size:1.1rem;font-weight:700}.risk-management .result-card p{color:var(--gray-500);font-size:.93rem;line-height:1.65}.risk-management .faq-section{background:var(--white)}.risk-management .faq-list{flex-direction:column;gap:12px;max-width:800px;margin:0 auto;display:flex}.risk-management .faq-item{background:var(--white);border:1px solid var(--gray-200);border-radius:var(--radius-md);transition:var(--transition);overflow:hidden}.risk-management .faq-item:hover{border-color:var(--blue)}.risk-management .faq-item.active{border-color:var(--blue);box-shadow:var(--shadow-md)}.risk-management .faq-question{cursor:pointer;text-align:left;width:100%;transition:var(--transition);background:0 0;border:none;justify-content:space-between;align-items:center;gap:16px;padding:20px 24px;font-family:inherit;display:flex}.risk-management .faq-question:hover{background:var(--gray-50)}.risk-management .faq-question h4{color:var(--gray-800);flex:1;font-size:1rem;font-weight:600;line-height:1.4}.risk-management .faq-toggle{background:var(--gray-100);width:32px;height:32px;transition:var(--transition);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;display:flex}.risk-management .faq-item.active .faq-toggle{background:var(--blue);transform:rotate(180deg)}.risk-management .faq-toggle svg{fill:none;width:18px;height:18px;stroke:var(--gray-500);stroke-width:2px;stroke-linecap:round;stroke-linejoin:round;transition:var(--transition)}.risk-management .faq-item.active .faq-toggle svg{stroke:var(--white)}.risk-management .faq-answer{max-height:0;transition:max-height .35s,padding .35s;overflow:hidden}.risk-management .faq-item.active .faq-answer{max-height:300px}.risk-management .faq-answer-inner{color:var(--gray-600);padding:0 24px 20px;font-size:.95rem;line-height:1.7}.risk-management .cta-section{background:linear-gradient(135deg, var(--blue) 0%, var(--blue-dark) 60%, #001d44 100%);padding:80px 0;position:relative;overflow:hidden}.risk-management .cta-section:before{content:"";background:radial-gradient(circle,#3286451f 0%,#0000 70%);border-radius:50%;width:700px;height:700px;position:absolute;top:-50%;right:-20%}.risk-management .cta-content{text-align:center;z-index:2;max-width:640px;margin:0 auto;position:relative}.risk-management .cta-content h2{color:var(--white);margin-bottom:16px;font-size:clamp(1.6rem,3vw,2.25rem);font-weight:800}.risk-management .cta-content p{color:#ffffffbf;margin-bottom:32px;font-size:1.05rem;line-height:1.7}.risk-management .cta-buttons{flex-wrap:wrap;justify-content:center;gap:16px;display:flex}@keyframes fadeInUp{0%{opacity:0;transform:translateY(24px)}to{opacity:1;transform:translateY(0)}}.risk-management .animate{opacity:0;animation:.6s forwards fadeInUp}.risk-management .animate-delay-1{animation-delay:.1s}.risk-management .animate-delay-2{animation-delay:.2s}.risk-management .animate-delay-3{animation-delay:.3s}.risk-management .animate-delay-4{animation-delay:.4s}.risk-management .animate-delay-5{animation-delay:.5s}.risk-management .animate-delay-6{animation-delay:.6s}.risk-management .reveal{opacity:0;transition:opacity .6s,transform .6s;transform:translateY(30px)}.risk-management .reveal.visible{opacity:1;transform:translateY(0)}@media (max-width:767px){.risk-management .section{padding:64px 0}.risk-management .hero{padding:130px 0 60px}.risk-management .importance-section,.risk-management .why-section{padding:64px 0}.risk-management .process-grid{gap:32px}.risk-management .results-grid{grid-template-columns:1fr 1fr;gap:16px}.risk-management .result-card{padding:24px 16px}}@media (max-width:480px){.risk-management .hero-buttons{flex-direction:column;align-items:center}.risk-management .btn-primary,.btn-secondary{justify-content:center;width:100%}.risk-management .results-grid{grid-template-columns:1fr}}#hero.hero .hero-grid{grid-template-columns:.9fr 1.2fr;gap:40px}#hero.hero .dashboard-mockup{width:118%;max-width:760px;margin-left:auto}#hero.hero .dashboard-mockup img{width:100%;height:auto;display:block}@media (max-width:1024px){#hero.hero .hero-grid{grid-template-columns:1fr}#hero.hero .dashboard-mockup{width:100%;max-width:680px;margin:0 auto}}.risk-management .why-card-icon.visibility{background:linear-gradient(135deg,#2563eb,#1d4ed8)}.risk-management .why-card-icon.identification{background:linear-gradient(135deg,#f59e0b,#d97706)}.risk-management .why-card-icon.delay{background:linear-gradient(135deg,#ef4444,#dc2626)}.risk-management .why-card-icon.ownership{background:linear-gradient(135deg,#10b981,#059669)}.risk-management .why-card-icon.compliance{background:linear-gradient(135deg,#8b5cf6,#7c3aed)}.risk-management .why-card-icon.losses{background:linear-gradient(135deg,#0891b2,#0e7490)}.risk-management .characteristic-icon.repository{background:linear-gradient(135deg,#2563eb,#1d4ed8)}.risk-management .characteristic-icon.identification{background:linear-gradient(135deg,#f59e0b,#d97706)}.risk-management .characteristic-icon.scoring{background:linear-gradient(135deg,#10b981,#059669)}.risk-management .characteristic-icon.incident{background:linear-gradient(135deg,#ef4444,#dc2626)}.risk-management .characteristic-icon.assessment{background:linear-gradient(135deg,#8b5cf6,#7c3aed)}.risk-management .characteristic-icon.register{background:linear-gradient(135deg,#06b6d4,#0891b2)}.risk-management .characteristic-icon.corrective{background:linear-gradient(135deg,#22c55e,#16a34a)}.risk-management .characteristic-icon.dashboard{background:linear-gradient(135deg,#ec4899,#db2777)}.risk-management .characteristic-icon.notification{background:linear-gradient(135deg,#f97316,#ea580c)}.risk-management .characteristic-icon.audit{background:linear-gradient(135deg,#6366f1,#4f46e5)}